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Applying for the Mortgage: Information Banks Want to Know. Credit Report. As a borrower, it is important to obtain credit reports from each of the three major credit bureaus, and examine them carefully. Incorrect information can cause higher rates, or keep the borrower from getting a mortgage altogether.
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Mortgage Application: How to Apply For a Mortgage Understanding Today’s Mortgage Market. It’s been about 8 years since the ’08-’09 recession. Getting Approved For a Mortgage. When applying for a mortgage, Finding a Mortgage Lender. When it comes to finding the right lender, The Process.
Eligibility. You must have satisfactory credit, sufficient income, and a valid Certificate of Eligibility (COE) to be eligible for a VA-guaranteed home loan. The home must be for your own personal occupancy. The eligibility requirements to obtain a COE are listed below for Servicemembers and Veterans, spouses, and other eligible beneficiaries.
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