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VA Loans. The Veterans Administration has a home buyer program for active and retire Vets. VA loans require NO down payment, making the upfront costs associated with getting a mortgage greatly reduced. The VA loan is the cheapest mortgage available because no mortgage insurance is required.
· Below Market rate home ownership program. The city requires developers of large housing projects to sell a percentage of the homes at below market prices to low- and moderate-income households through the Below Market rate (bmr) home Ownership program.
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