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If you do choose to state your income, you must pay a premium because you’re putting more uncertainty and risk in the hands of the lender and subsequent buyer of the loan if sold on the secondary market. For this reason, mortgage interest rates on stated income loans are.
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If you need further assistance call NACA’s Member Services at 425-602-6222. We are committed to working with all homebuyers until they succeed in purchasing an affordable home. NACA homeowners have access to comprehensive post purchase assistance through NACA’s MAP department at 281-968-6222.