Any inquiry made on your credit status is classified as hard’ when you shop for mortgage loans, student loans, auto loans, and new credit cards. hard inquiries can stay on your credit report for 24 months (2 years). However, after 12 months, it will no longer affect your credit score. Perhaps.
An inquiry is generated at the time the creditor pulls your credit report — however, it could take longer to show up on your credit report. Your FICO score does not include the inquiry from that pull in the credit score your lender gets.
These inquiries are made by organizations that pulled your credit report – and they can remain on your report for up to two years. I'm sure you're already wondering if they have any connection with your credit score (they do),
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If you pay the collection account before the seven-year period is up, it can remain on your equifax credit report, but the account may have less of an impact on your Equifax credit score. Bankruptcy public records stay on your Equifax credit report from seven to 10 years, depending on the type of bankruptcy.
How Long Do Hard Inquiries Stay on Your Report?. removing hard credit inquiries from your credit report requires that they meet a certain set.
How long do credit inquiries stay on your credit reports? In this video we go over how long credit inquiries remain on your Equifax, Experian and Transunion credit reports.
Hard inquiries will stay on your credit report for 24 months. But only affect your score for 1 year. Learn all about inquires and how to get them removed.