– The USDA loan program is designed to provide low-to-moderate income families the opportunity to purchase a home in rural and suburban areas.
Rural Development Loan Income Limits USDA Home Loans: Rural Development Loan & Property Mortgage. – It has also been called the USDA Rural Development Loan. The USDA guarantees a mortgage that has been issued by a local bank or lender.. This income limit includes your entire household income, not just the person who is applying. Loan Limits.. The Three USDA Loan Programs and Their.